What is a 4-Point Inspection?

Dated: April 28 2022

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Typically required for homes more than 20 years old to determine the homes insurability, but it is equally as important to a buyer and a seller. A 4-Point Inspection provides direct insight into the current condition of the house, examining four major systems: 
  1. Roof
  2. Electrical
  3. Plumbing
  4. HVAC
By having this inspection performed, the insurance company will understand the true liability they’ll take on should coverage be given; as a buyer it provides you a good look at the care and maintenance the home has been given over the years; and as a seller it allows you to see what needs to be addressed prior to listing your home. 
A 4-Point Inspection is beneficial for all parties involved and can only be done by a local, licensed inspector. A look at the recommended form from Citizens Insurance will give you a better understanding of what the inspection covers: 
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Seanna Lindback

Seanna has a unique perspective of the Florida Keys. As a second-generation Conch with such deep roots in the community, she has a deep knowledge and appreciation of our unique islands. With experienc....

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Typically required for homes more than 20 years old to determine the homes insurability, but it is equally as important to a buyer and a seller. A 4-Point Inspection provides direct insight

Read More
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